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ABC-Amega Articles

After more than 90 years in the commercial credit and collections industry, we know our stuff. But we believe it’s important for our clients to be educated as well.

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Understanding the Income Statement ›

The Income Statement – also referred to as the operating statement, profit and loss statement (P&L), earnings statement, or statement of operations – provides a summary of a company’s profit or loss during a specific time period. Together with the

Using a Commercial Credit Application as a Debt Collection Tool ›

Obtaining customer information is a key factor in collecting delinquent accounts. A credit application can be a valuable asset in gaining such information if all of the pertinent company information is on the customer’s credit application.   Credit Verification Prior to

Understanding the Cash Flow Statement ›

The Cash Flow Statement – also referred to as a statement of cash flows or funds flow statement – is one of the three financial statements commonly used to gauge a company’s performance and overall health. The other two financial

Cash Flow and DSO ›

Cash is King, or at least it should be, for all businesses – no matter the size. Still, many companies focus on profit, rather than on working capital (cash). Profit is important, but positive cash flow is what keeps the

Credit and Collection Policy Basics ›

In the current economic and business environment, liquidity and accounts receivable has emerged as a topic of concern. Making sales is important, but collecting on those sales is critical. A recent survey by the Credit Research Foundation showed that 93%

Credit Extensions are Loans ›

Insist on a Completed Credit Application A common business practice is for companies to use trade credit terms to fill financing gaps. Many creditors fail to appreciate, however, that like a line of credit from a bank, offering credit extensions

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Glossary of Terms

Brush up on your credit and collections terminology. Cut through the jargon jungle and learn what d/p at sight and d/a payment terms actually means in international sales transactions.

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